Our Services
Make Your Transaction No Matter Where You Are
Our secure, useful, and convenient features take care of your banking needs.
Home Loans
Achieve Homeownership with Ease
- Get Pre-Qualified
Let’s take a look at some financial info and then figure out your homebuying budget. - Choose Your Loan
Pick the right financing program for your home — from fixed-rate to construction loans. - Close on Your Deam Home!
It’s the big moment—sign the final paperwork, take care of closing costs, and grab the keys to your new place. Your new chapter starts now!
ACU MOBILE APP
The tool you need to take control of your finance anytime, anywhere.
Member Services
Your Convenience Comes First
Banking really is better when it’s local.
Refer a Friend - Get Cash Reward
Got a friend who needs a loan or a new checking account? Earn cash for each friend who gets an ACU loan or checking account
Lost or Stolen Card
Call toll-free: (866) 305-9888 and select option #6.
If you use online banking, use the CardHub to turn your debit card off to prevent any fraudulent charges.
Switch to ACU
Ready to make the switch to better banking? We make it easy — just follow a few simple steps to become a member.
Upcoming Events
What's happening in our neighborhood:
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02/02/2026
Help Remake Main Street & Win Big! Take our quick survey and share your thoughts on the future of Main Street. When you complete the survey, you’ll be entered into a raffle for a chance to win:
Privilege 351 Haircut $25 Athol Cinema 8 Your voice matters—let’s make Main Street amazing together! -
02/21/2026
Join Us for a Creative Day at the Athol Area YMCA Community Center!
Get ready for a fun-filled morning of slime-making, print art, and crafting adorable cardboard critters!
After the creativity, warm up with hot cocoa and cookies.
YMCA Community Center
545 Main Street
10:00 AM – 1:00 PM
Bring your friends and family for a day of imagination and treats! Free & open to all ages!
Sign up below: https://form.jotform.com/260125001689047
